Does Selling My San Diego House Affect Child Support?
Paying your child support is like taking care of plants. Like plants need attention and effort to flourish and grow, so does your financial responsibility for child support.
Selling your San Diego house can have an impact on the amount of child support that you owe. This is because selling a home can result in changes to the household income or assets that could affect the amount of money needed to provide child support.
Read on to learn how selling your house can affect child support.
Common Called Enforcement Actions for Collecting Child Support
Child support is a legal obligation that parents have toward their children, aimed at ensuring their well-being. In America, around 19.2 million kids need child support from non-custodial parents. The median income of a child support provider is $42,000, which is why the courts are strict with enforcing child support payments.
According to the California Department of Child Support Services, some everyday enforcement actions to collect the owed amounts for delinquent child support payments include:
- Wage Garnishment: This action involves deducting a portion of the non-custodial parent’s wages directly from their paycheck. It ensures regular and timely payment of child support.
- Intercepting Tax Refunds: If a parent owes child support, the state may intercept their tax refunds to cover the unpaid amounts.
- Driver’s License Suspension: In cases of significant child support arrears, the delinquent parent’s driver’s license may be suspended, serving as a deterrent until they fulfill their payment obligations.
- Putting a Lien on Your Property: If a parent is not making child support payments, the state may place a lien on their property to cover the unpaid amounts.
Property Liens and Unpaid Child Support
The custodial parent or the state may seek legal remedies to collect the owed child support payments. One enforcement action is placing a lien on the delinquent parent’s property. A property lien is a legal claim against a property that ensures the non-custodial parents pay the owed child support if the property is sold or refinanced.
You may face challenges during sales if you owe child support and have a property lien against your San Diego house. Prospective buyers are often wary of purchasing a property with a lien, as it can complicate the transfer of ownership and potentially affect the property’s marketability.
How Can I Sell My House if I Owe Child Support?
Selling a house while owing child support and having a property lien requires careful navigation of the legal and financial complexities involved. Here are a few steps to help you through the process:
- Consult an attorney: An attorney experienced in family law and real estate transactions can guide you in addressing child support arrears, negotiating with the relevant parties, and understanding your rights and obligations.
- Communicate with the child support agency: Inform the child support agency handling the case of your intent to sell the property and work together to find a solution that satisfies both your child support obligations and the potential buyers of your house.
- Explore options for repayment: If you owe child support and have a property lien, repayment plans can help remove the lien or make the property more attractive to potential buyers.
Who Buys Houses With Liens Against Them?
If you’re looking to sell your San Diego house with a lien, you may wonder who would be willing to purchase a property with such a financial hindrance. While it may pose challenges, some individuals and entities specialize in buying houses with liens against them.
Real estate investors, cash buyers, and specialized companies are often willing to buy houses with liens, including child support and federal tax liens. They are well-versed in handling the necessary paperwork, negotiating with the lienholder, and streamlining the transaction.
Cash buyers like I Buy SD can help you sell your San Diego house quickly and with minimal hassle. We buy houses in any condition, even with child support liens. If you’re looking to sell your home with a lien or any other financial burden, I Buy SD can help.
Get an Idea of the Value With Our Home Value Calculator
You must know your San Diego house’s fair market value. Determining an accurate valuation will help you make informed decisions and set realistic expectations. You can use I Buy SD’s Home Value Calculator to estimate your house’s worth. By inputting relevant details about your property, such as location, size, condition, and recent sales data in the area, you can receive an approximate value range for your house.
Selling your San Diego house while owing child support may present challenges, but it is not impossible. By following the steps outlined in this blog post, you can successfully navigate selling your house with a lien.
If you’re looking for an easy and hassle-free option to sell my house cash, fast in San Diego house with a child support lien, I Buy SD is the answer. We buy houses as-is, even those that need repairs.
Contact us for a free, no-obligation cash offer today!