Wondering if now is a good time to sell your house? For homeowners in San Diego, the answer depends on your timing, goals, and the current state of the local housing market. In mid-2025, the San Diego real estate market remains active, with some seller-friendly trends and others that require caution.
The housing market in San Diego has settled into a more balanced rhythm in 2025 compared to the boom years of the pandemic. Let’s examine a few key factors that are shaping the current sales landscape.
The San Diego real estate market is strong, with most single-family homes averaging just under $870,000. While appreciation has slowed from the double-digit gains seen in 2021 and 2022, prices are holding steady or climbing modestly, depending on the neighborhood.
Inventory remains tight, so there’s a shortage of homes to meet buyer demand, especially in central and coastal neighborhoods. Homes in San Diego are currently spending an average of 30 to 45 days on the market. However, turnkey homes in high-demand areas can sell within two weeks. For a more detailed look, check out our article—How Long Does it Take to Sell a House in San Diego?
Interest rates remain elevated. As of mid-year, the average 30-year mortgage rate is hovering just below 7 percent. While this is down from the 2023 peak, it still limits affordability for many buyers, though motivated ones remain active.
What This Means for Sellers
San Diego remains a seller-favored market in many neighborhoods, largely due to the limited housing supply. Homes that are priced competitively and presented well are drawing strong interest. Even with high interest rates, there are serious buyers who need to relocate due to job changes, growing families, or other circumstances.
Pros of Selling Your Home Right Now
Homeowners who have held their properties for several years are likely sitting on substantial equity. Even with the market cooling slightly, many homes are still selling for strong prices. If you’ve been thinking about cashing out, 2025 may offer the right opportunity.
Less Competition in the Market
Fewer listings in the San Diego housing market mean more eyes on your property. Many potential sellers are waiting due to recent refinancing or uncertainty about buying again. This creates a less crowded field for those who do choose to sell now. That often results in quicker sales and stronger offers.
Motivated Buyers Due to Interest Rate Pressure
Some buyers are eager to purchase now out of concern that interest rates could rise again in late 2025. These buyers may be more flexible with terms or timelines and may move faster to avoid missing out. If your home is priced correctly, this urgency can work in your favor.
Why Waiting Might Be Smarter for Some Sellers
If you’re unsure about your next steps, it may make sense to wait, as there is no one-size-fits-all approach when thinking about the best time to sell a house. Selling your home without a solid plan for where to live next, or while facing job-related transitions, can add stress. In some cases, holding onto your property may be the more stable option.
Additionally, if you’re planning to buy again, high interest rates may reduce your purchasing power. Some homeowners are choosing to wait until mortgage rates come down to make their next move.
Comparing Market Cycles
Looking at seasonal trends can help guide your timing. Historically, San Diego homes sell for more in the spring and early summer. If you missed this year’s peak, waiting until early 2026 might put you in a better position.
You can also explore options outside of traditional sales. For example, if your home isn’t fully renovated or you’re not interested in staging, a local home-buying company might be the right solution. Learn more here: Selling my San Diego home with incomplete renovations
How to Decide When to Sell My Home?
Deciding whether it’s the best time to sell a house or not is tough. Your personal goals and financial situation matter just as much. Selling a home involves more than paperwork. It’s also an emotional process. If you’re not ready to move on, it might not be the right time.
If you haven’t identified your next home, or if you’re unsure where you want to live, consider whether waiting might offer more clarity. Factor in closing costs, realtor fees, and any mortgage balance you still owe. Make sure selling now leaves you in a strong financial position.
How Long Have Homes Been on the Market?
Making the decision on when to sell your home can depend on how long your home has been on the market. If you notice that houses around you have been on the market for weeks to months then this might be a sign that you need to sell more aggressively. A great way to do this is considering a cash home sale. You can avoid long wait times and get your house sold right away by getting an offer from a cash home buyer.
Local Insights Matter Most
National headlines don’t always reflect what’s happening in San Diego. Real estate trends can shift block by block. A local expert can help you understand how your specific area is performing and guide you on pricing and timing.
If you’re looking for an alternative to the traditional agent route, you can also consider companies that buy homes directly. These services can simplify the process and speed up closing.
Final Thoughts – So, Is Now a Good Time to Sell?
If you’re ready, your home is in good shape, and you’re comfortable with your next move, now is a strong time to sell in San Diego. Inventory is still low, and buyer demand is holding up, especially for turnkey homes.
To explore your options further or get a no-obligation cash offer, visit I Buy SD.
FAQs
Is now a good time to sell a house in San Diego?
Yes, for many homeowners. Prices are strong, inventory is low, and demand remains steady.
What is the San Diego housing market like right now?
The market is competitive due to low inventory, with steady home values and motivated buyers.
How do I know when to sell my house?
Consider your personal finances, future plans, and whether your home is ready to attract buyers.
What’s the best month to sell a home in San Diego?
Historically, May and June are the strongest, but July and August can also be productive.
Should I wait to sell my house or list it now?
If you’re prepared and your home is ready, listing now could be a smart move. If you’re uncertain or plan to buy again, waiting may offer advantages.
